I have Rs. 10,000 in my bank account and want to buy a product worth Rs. 20,000. Can I use Rs. 10,000 from my bank account and avail the remaining Rs. 10,000 through DC EMI? The bank will only cancel a credit card that is free of any pending balance dues; a customer-care executive should be able update you about this, including interest fee or other charges. If there is a balance due, you will have to make a payment to clear it, either lump-sum or in installments, as per your convenience. Limits for transaction within India only: Daily Purchasing Limit: Rs 50,000; Daily ATM Withdrawal Limit: Rs 25,000; Insurance offered: Lost Card Liability up to Rs. 50,000 Customer care officers available 24 X 7, and IVRS option for self-service; Instacheck, a toll free number for instant SMS alert on account balance and last 3 credit transactions; Utility bill payment services through Auto Pay; Netc@rd, a single use virtual card to ensure secure online transactions; Dedicated service helpdesk id; Visa money transfer Vay Tiền Nhanh Chỉ Cần Cmnd Nợ Xấu.

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